A few years ago, the White House issued a rule that allowed children to stay on their parents' health insurance plans until they turned 26 years old. A new study indicates that rule has significantly enhanced agents' pool of insurance customers.
According to researchers from Mount Sinai School of Medicine, laws permitting children to remain on their employee-sponsored health insurance plans have significantly enhanced healthcare access.
The study's analysts discovered this after reviewing the Centers for Disease Control and Prevention's Behavioral Risk Factor Surveillance system survey, looking to see how many people were covered prior to the law going into effect compared to after. Overall, they found that not only were more people covered, but they were more likely to designate a physician as their primary care provider and were also more likely to have received a physical.
"These research findings will inform our understanding of what to expect from the federal health reform provision that allows those up to age 26 to join their parents' policy," said Alex Blum, adjunct assistant professor at Mount Sinai and the study's lead author. "Our results predict that many more young people will have a personal doctor and regular checkups, and no longer have to go without care due to cost."