Americans don’t fear losing health benefits but are concerned about affordability

Posted on: Monday, December 12, 2011

While few Americans fear the loss of their employer-sponsored health insurance coverage, many are worried that they may be unable to purchase a private policy should their coverage be dropped.

According to the results from the 2011 Health Confidence Survey, conducted by the Employee Benefit Research Institute, nearly 60 percent of individuals are satisfied that their employer will continue to offer health benefits in the coming year. However, American workers were not confident that they would be able to buy a plan on their own, as just 20 percent said they could not afford one.

While most Americans with insurance get their health coverage through their employer, a growing number of companies are starting to trim benefits to save on costs. Agents should assure their insurance leads that affordable plans are available to them that suits their needs.

Other findings from the poll indicated that the confidence of respondents often varied depending upon their health status. For example, those who didn't have any health conditions were more certain their employer would continue to offer benefits compared to those who had health complications.

Posted In: Insurance News, Health Insurance

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