A key component of insurance customers' plans was dropped by many employers in 2010, a new report asserts.
According to the National Association of Dental Plans, employer-sponsored dental benefit enrollment fell by nearly 6 percent in 2010. The decline was the first since 1994, when NADP started tracking the statistic.
The study, "2010 Dental Benefits Enrollment Report," found that roughly 166 million Americans had some kind of dental insurance plan two years ago when contrasted with 2009, representing about 54 percent of the population. That's approximately 10 million fewer Americans without dental coverage when compared to 2008.
Evelyn Ireland, executive director of NADP, said the recession may have been a primary contributor for why employers dropped coverage for their workers. Financial constraints may have also forced families to eliminate their dental plans.
Because good oral hygiene has a significant impact on overall health, it's important for insurance agents to help their clients find a policy that is both affordable and sufficient. Individual dental plans may wind up being more cost-efficient than what they had previously.