Though the prospect of universal health insurance may still be in question, should it be implemented, many insurance agents may wonder how it will affect them. In short, they may be wondering if their ability to pursue insurance leads will be impacted.
According to the Agent's Sales Journal, insurance exchanges will only increase the need for agents.
That's because agents already have a foothold in the industry, many of whom have formed relationships with businesses and individuals in the market. If states want to appeal to these individuals and companies, agents will have to be consulted, the ASJ states.
"Brokers will be needed more than ever to help service routine questions and serious policy issues as purchasers work to become educated on what exchanges are all about," the ASJ said in a recent article detailing why insurance exchanges need agents.
It's still very much up in the air as to whether the insurance exchanges will be put into place due to legal challenges made by states. Should the healthcare overhaul be implemented, it would go into effect January 1, 2014.
But whether it goes into effect or not, agents can rest assured that their services will be sought.