As 2012 comes to a close, many Americans have made the resolution to improve their finances next year.
According to a new CouponCabin survey, 52 percent of Americans expect to see positive changes to their finances next year, and 39 percent plan to overhaul their financial conditions to improve their future prospects.
For example, 27 percent plan to build an emergency fund to help them overcome unexpected expenses, while 18 percent said they will focus on strengthening their retirement accounts. The study also means good news for insurance agents, as 12 percent of respondents said they want to become appropriately insured in 2013.
"Regardless of their financial situation, many people see the start of a new year as a chance to refocus and retool their finances," said Jackie Warrick, president and chief savings officer at CouponCabin.com.
Hurricanes Irene and Sandy revealed that many homeowners lack sufficient flood and property coverage. As a result, insurers may expect to see a surge in the number of people inquiring about their coverage options and purchasing additional insurance protection.