In general, Americans tend to obtain their health insurance through their employer. But a new survey indicates fewer businesses are providing this type of benefit to their workers.
According to polling organization Gallup, 44 percent of Americans got their health insurance in the third quarter from their employer. This downward trend has been apparent since 2008, as at that time, 48 percent of respondents said their insurance was employer-based and 46 percent in 2009.
Initially, Gallup concluded that the decline had to do with the high rate of unemployment and underemployment. However, it now believes other factors are at play, such as businesses simply choosing not to offer health insurance benefits.
"The health insurance system in the United States is experiencing numerous changes," Gallup concluded. "Governments and businesses have and will continue to cut back and/or reform their health coverage offerings to handle tough economic circumstances, rising healthcare costs, and requirements of the Affordable Care Act."
Agents should keep these statistics in mind when they're on the lookout for insurance leads, as coverage is something many people may only newly lack if their employer recently dropped it.