Despite a dour economy, a struggling real estate market and stagnant earnings, a considerable number of Americans say finances will not be among the things they hope to improve in 2012.
According to a recent survey conducted by Allianz Life Insurance Company, 80 percent of respondents said better financial planning is not on their list of resolutions for 2012. That's the highest the rate has ever been in the three-year history of the survey being conducted, far surpassing the 67 percent who said the same in 2009 and 2010.
"Everyone, regardless of income level, needs to make financial planning a priority," said Katie Libbe, vice president of consumer insights at Allianz Life. "The last few years have taught us that we must prepare for uncertainty and risk. Sound financial planning helps people increase their capacity to save."
While there are a variety of tips insurance leads should pursue to keep their finances healthy, investing in an annuity or securing life insurance are among the steps they can take to improve their financial security.
What was high on Americans list of New Year's resolutions was physical health and wellness, which 45 percent said is their primary focus for 2012.