A recent nationwide poll found that while women look forward to the benefits of retirement, a considerably small percentage have taken the steps necessary to afford one.
Conducted by the nonprofit Transamerica Center for Retirement Studies, of the 1,800 American women workers surveyed, just 8 percent agreed they had built a sufficient nest egg that would enable them to retire financially secure.
"Historically, women are more likely than men to take time out of the workforce for parenting and caregiver responsibilities," said Catherine Collinson, president of The Center. " Over the course of a woman's career, these factors translate to reduced earnings and lower long-term retirement savings."
The poll also analyzed who women tended to speak to about retirement planning, finding that the majority talked with their friends and family about it. However, women typically don't talk about it often, as only 8 percent said they discussed the issue frequently.
Given the survey's results, it may behoove agents to broach the topic when speaking with their female insurance customers.