The Pennsylvania Insurance Department recently released some coverage reminders that agents may want to keep in mind when consulting with their insurance customers.
For example, with temperatures warming as summer approaches, many homeowners think about installing a pool. While pools can be an ideal way to cool off and offer fun in the sun for friends and family members alike, they also increase a policyholder's liability risk. Because of this, agents may want to remind their clients to make sure their plans are up to date and that they have a minimum of $100,000 worth of liability protection.
Something else that's common in the dog days of summer are vacations, as AAA has indicated that Americans will increase their travel - both on the road and by air - compared to last year. Depending on how long they're away, however, insurers may consider their unoccupied homes to be a greater liability, PEMA indicates. As such, insurance professionals should advise their clients about what provisions they need to take, if any.
Other summer and vacation related tips for insurance agents to review with their clients include the options they have should something of theirs be stolen while on vacation and whether their auto insurance policy has coverage for rented vehicles, PEMA noted.